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5 tactics to help you fight the American School System's propaganda machine So as a recent college graduate, I have been left with a lot of debt and not much more than that. I'm not complaining, just explaining that as an individual already drowning in debt from student loans, these tactics may be your best option for trying to escape the American School System. There are many different ways of getting out of debt on your own without going into too much detail about each one, so feel free to poke around online on how you can do it yourself. The first step is figuring out what works for you and making sure you have everything together before attempting any summer classes at your local community college or university. Do not waste any time trying to make money before you do though, because you need to work on your debt load before taking any extra classes. Why? Because the debt you accrue when you take out student loans can seriously impact your credit score. When it comes time to take out new loans, credit bureaus will calculate how much of a risk it is that you'll be able to pay them back and, in turn, charge more than someone with a better credit score. 1: Make a budget and stick to it I can't say how many times I've seen people come out of school and not plan on living within their means. This means you need to develop a budget, stick to it and stick to it no matter what happens. Using a budgeting app like Mint or Personal Capital will help you easily figure out where your money is going and get your priorities in order. Lump several of your bills into the same payment, including your student loans, monthly rent, car payments and others that you may have. 2: Do not buy anything except the bare necessities This includes food, gas and very little else if possible. You want to get to the point where one of your last expenses is for utilities. It's very difficult to accumulate debt while living solely off of groceries, but it definitely helps. The less things you have the less you spend, including utilities. 3: Get rid of electronic devices before purchasing anything It's extremely hard to avoid buying things while taking out loans, but if you take out several loans at once then you'll be forced into buying these items yourself which should help curb the amount of debt that you're accruing. By getting rid of your expensive phone or TV, it will give you more room in your budget for other purchases. Everything You Need to Know About Net Neutrality's Fatal Day at the FCC 4: Make money the old fashioned way Have you ever seen those commercials for people making thousands of dollars a month? The reason they make so much money. cfa1e77820
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